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Let FHA Loans Help You
FHA loans have been helping people become homeowners since 1934. How do they do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal.
  • Low down payments
  • Low closing costs
  • Easy credit qualifying
GENERAL REQUIREMENTS:

  • Owner occupied, full doc,1-4 Unit, Condo and PUD properties only
  • Maximum loan size requirements vary and are determined by state and county.
  • Max LTV 97.75-98.75% on purchase 1-4 unit and no cash out refinance
  • 95% LTV on cash out refinance on 1-2 unit properties (cash out and debt consolidation are treated the same)
  • nMust own and occupy property at least 1 year with no lates or max 85% LTV for Exception Consideration
  • nNo non-occupant co-borrower or max 85%
  • nNo 3-4 unit or max 85%
  • nMust own property > 1 year or max 85%
  • oThe lesser of appraised value or original purchase price will be used when property has been owned less than 1 year

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Please contact  877-526-4428 or Brenda@BrendaLeRealty.com

Thank you,


Brenda Le Mortgage & Realty, Inc. - 9107 Wilshire Blvd., Suite 450 - Beverly Hills, CA 90210
Office Phone: (877) 526-4428 Fax: (310) 362-8977
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CAMB - California Association of Mortgage Brokers Equal Housing Lender Equal Housing Opportunity GRI - Graduate, REALTOR Institute IAMB - Illinois Association of Mortgage Brokers NAMB - National Association of Mortgage Brokers

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